Real estate appraisal services for homeowners in the city of Kalamazoo and Kalamazoo County

Here are the top reasons MI homeowners hire Manuel Fredericksen:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge a MI property tax assessment
Remove PMI to cut a mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a MI divorce, when real estate needs to be divided
To determine the true market value of property in question to settle an estate in Kalamazoo County or the state of MI

Do you own a home in or near Kalamazoo? Do you need help deciding the value of your real estate?
Contact Manuel Fredericksen.

We at Manuel Fredericksen understand the unique needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Manuel Fredericksen will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

PMI Removal Appraisals

A preferred way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experts in helping consumers just like you do away with undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that's declining. That only means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Manuel Fredericksen is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Manuel Fredericksen can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have a professional double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Manuel Fredericksen offers field reviews where we'll go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.